← Tax Saving Basics · Lesson 2 of 3
Common deductions: 80C and 80D
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In the old regime:
- Section 80C (up to ₹1.5 lakh a year in total): includes life insurance premium, PPF, EPF, ELSS mutual funds, children's tuition fees, home loan principal and others.
- Section 80D: health insurance premium for self, family and parents, within limits.
Choose products for their main purpose (protection, savings, growth) first. The tax benefit is a bonus, not the reason to buy.
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