← Stay Safe from Money Scams · Lesson 1 of 3
Common scams
- Fake bonus or refund calls: "Your policy bonus is pending; pay a processing fee." Genuine insurers and IRDAI do not ask you to pay to release money.
- OTP / KYC fraud: a link or call asking to "update KYC" and share an OTP.
- Fake loan apps: instant loans that later harass users and misuse contacts.
- Investment groups: WhatsApp or Telegram groups promising fixed high or "double" returns.
- Fake customer care numbers found through search results.
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⚖️ This content is for general education and awareness only. It is not a recommendation to buy any product. Please speak to us for guidance on your own situation. Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure / policy wording carefully before concluding a sale. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance is not indicative of future returns. Tax benefits are as per prevailing tax laws, which are subject to change. We are insurance agents / mutual fund distributors. For mutual funds we offer guidance as a distributor and do not charge advisory fees. IRDAI / AMFI registration details to be added.