← How Insurance Claims Work

Quick quiz: How Insurance Claims Work

5 questions. No time limit. See how much you have understood; your answers are explained at the end.

1. What is needed for a cashless claim at a network hospital? Pre-authorisation from the insurer or TPA Paying the full bill first A court order Nothing

2. Which document is especially important for a hospital reimbursement claim? Discharge summary and original bills Electricity bill Ration card only Vehicle RC

3. Who usually files a life insurance death claim? The nominee The neighbour The employer The bank

4. Which is a common reason for claim problems? Not disclosing an illness when buying the policy Paying premium online Choosing a female nominee Buying in March

5. Where can a customer go if unhappy with an insurer's claim decision? The insurer's grievance cell, IRDAI Bima Bharosa or the Insurance Ombudsman Only social media Nowhere The police station

See my score